PLUS Loan Application

About the Federal Direct Parent PLUS Loan

Direct PLUS Loans for parents are unsubsidized loans issued by the federal government to parents of dependent undergraduate students. 

The Parent PLUS Loan can help parents finance a UC Berkeley education.

It provides financing to parents of undergraduate students who have no adverse credit history.

Even recent credit issues can be appealed if you had extenuating circumstances. See the “adverse credit history” information on the Federal Student Aid Parent PLUS Loan page.


About the Federal Direct Graduate PLUS Loan

The Federal Direct Graduate PLUS Loan is a financing option with flexible repayment options. However, you should do research first on the Department of Education website, to make sure it’s the best fit for your needs. Review this Federal Student Loan Programs fact sheet to compare PLUS Loans with other types of federal loans.