The California Dream Loan authorized by the SB1210 is a low-interest subsidized loan for AB540 students with financial need who meet all other financial aid eligibility requirements.

Previous loan recipients, please note: We changed our loan servicer from ACS to Heartland ECSI on August 1, 2017. If you borrowed a Dream Loan before August 1, 2017, you should have received an email from Heartland ECSI informing you of this change and that your account balance has been transferred to Heartland ECSI. Note: The email notification includes a Heartland Key that allows you to log into the Heartland ECSI website to view your account and loan information.